The first pre-death life insurance policy registry. Insurance companies register policies now so attorneys find them instantly when it matters most.
When someone dies, their life insurance policy doesn't announce itself. Finding it is a fragmented, slow, and often unsuccessful process.
Life insurance benefits sitting in state unclaimed property offices because nobody knew the policy existed.
The NAIC Policy Locator gives insurers 90 days to respond. And that's only after death, with a death certificate in hand.
Every state runs its own unclaimed property database. There is no single, unified, proactive registry.
Carriers upload policyholder info, company details, and beneficiary contacts. Data is encrypted at rest and in transit.
Insurance CompaniesEstate attorneys and administrators sign up for a monthly subscription to search the registry when handling estates.
Legal ProfessionalsWhen a client passes away, the attorney searches PolicyVault using basic identifying information to locate any registered policies.
Instant LookupPolicy details are released only after proper documentation is provided: death certificate, court order, verified will, or heirship documents.
Compliance GatedLife insurance records demand the highest level of data protection. PolicyVault is designed with compliance at its core.
All policyholder data encrypted at rest and in transit. SSNs are never stored in plaintext.
Records released only with valid death certificates, court orders, or verified wills.
Subscribed legal professionals are verified before gaining search access.
Every search and data access is logged for full compliance transparency.
PolicyVault exists to make sure every life insurance policy reaches the people it was meant to protect. Register before death. Find instantly after.